Brosnan Realty Group, Inc
Brosnan Realty Group, Inc | 617-787-2860 | kieran@BrosnanRealty.com


Posted by Brosnan Realty Group, Inc on 2/23/2020

If you're currently renting an apartment or house, it makes good financial sense to consider becoming a homeowner in the foreseeable future. There are pros and cons to owning your own home -- and it's not for everyone -- but for most people, the advantages far outweigh the disadvantages.

An exception would be if your job requires you to relocate frequently. In that scenario, the potential benefits of building up equity in a home would be greatly diminished.

On the other hand, if you plan on staying put for more than a few years, then the tax benefits and investment value of owning real estate could put you on a stronger financial track than if you continued shelling out your hard-earned money to a landlord. You've probably heard the argument before: "If you pay rent, you have nothing to show for it at the end of the year". However, when you buy a home, an increasing portion of your monthly payments is applied to your actual ownership of the property (as opposed to how much you owe the bank).

Tax Advantages of Home Ownership

In most cases, you can deduct all of your home mortgage interest from your federal tax returns, according to the IRS. More specifically: "The only costs you can deduct are real estate taxes actually paid to the taxing authority, interest that qualifies as home mortgage interest, and mortgage insurance premiums."

However, since everyone's financial situation is different and there is no "one size fits all" approach to financial management, it's always best to consult with an experienced CPA, enrolled agent, or knowledgeable tax preparer. There may be other tax benefits you could qualify for as a homeowner, too, including getting tax credits for installing a solar energy system. The government's Energy Star program says tax credits on new solar energy systems are available through the year 2021.

Getting the Process Underway

Two key steps to becoming a home owner are finding out your credit score and meeting with a mortgage lender to determine how much of a real estate loan you could qualify for. An experienced real estate agent can also provide you with a wealth of guidance and information on how to become a homeowner. They can fill you in on many of the exact steps, requirements, and advantages of buying your first home. A buyers' agent can also help you assess your readiness to take the plunge into home ownership.

In addition to finding out your credit score, which will impact your mortgage interest rate and the type of loan you may qualify for, other vital information can be gleaned from a detailed personal budget. Although the amount of rent you now pay will provide some insights into your potential house-buying budget, there are a lot of variables which will impact how much of a mortgage you could comfortably afford.





Posted by Brosnan Realty Group, Inc on 2/21/2020


55 Ruskindale Rd, Boston, MA 02136

Single-Family

$290,000
Price

7
Rooms
3
Beds
1/1
Full/Half Baths
Don't miss this diamond in the rough. Solid single family. The first floor offers a spacious living room with fireplace, dining room, kitchen and half bath. The second level has 3 bedroom and a full bathroom. Driveway and back yard space.
Open House
Sunday
February 23 at 12:00 PM to 1:00 PM
Cannot make the Open Houses?
Location: 55 Ruskindale Rd, Boston, MA 02136    Get Directions






Categories: Open House  


Posted by Brosnan Realty Group, Inc on 2/21/2020

This Multi-Family in Boston, MA recently sold for $451,000. This style home was sold by - Brosnan Realty Group, Inc.


39 Clifford St, Boston, MA 02119

Multi-Family

$385,000
Price
$451,000
Sale Price

1
Units
2,658
Approx. GLA
Get this one up and ready for the spring market. Nice large property. Hardwood floors. Driveway. The seller must comply with HUD Guidelines 24 CFR 206.125. **Public record has the property as a Two family but there is NO LEGAL occupancy on the property. Buyer to perform any/all due diligence. Seller does not warrant or guarantee legal occupancy. One Heating System. One Gas meter. One Electrical**






Tags: Real-Estate   Boston   Multi-Family   02119  
Categories: Sold Homes  


Posted by Brosnan Realty Group, Inc on 2/21/2020


55 Ruskindale Rd, Boston, MA 02136

Single-Family

$290,000
Price

7
Rooms
3
Beds
1/1
Full/Half Baths
Don't miss this diamond in the rough. Solid single family. The first floor offers a spacious living room with fireplace, dining room, kitchen and half bath. The second level has 3 bedroom and a full bathroom. Driveway and back yard space.
Open House
No scheduled Open Houses






Categories: New Homes  


Posted by Brosnan Realty Group, Inc on 2/16/2020

Aromatic oils have been used for millennia by cultures like the ancient Greeks and Egyptians for use in medicines and ointments. And, to this day, many of us use products containing essential oils, such as perfumes, shampoo, cleaning supplies, and even the food we eat.

More recently, essential oils have become a popular DIY ingredient for household items. In this post, I’m going to share with you some of the many household uses for essential oils and break down which oils are suited for each purpose.

Read on for tips on using essential oils in your home.

Oil diffusers


Perhaps the most common use for essential oils is in an oil diffuser that emits an aromatic steam into the air of your home. Oil diffusers are great for a desktop that you work by, particularly in the winter time when the air tends to be dry. This mist can help mitigate the effects of dry air on your throat and nasal passage, and emit a pleasant air freshening odor into the room.

There are several oils and oil blends that are used in oil diffusers. Some of the most common oils used are lavender, peppermint, and several citrus-scents like lemon, bergamot, and wild orange.

When using an oil diffuser, be sure to use only a few drops of the oil--using too much can become easily overpowering and even irritating to the skin, nose, and eyes.

Room mists

Many top-brand air fresheners use essential oils as part of their ingredients. However, they also contain a number of other additives that you might not enjoy. Essential oils give you the ability to create a blend that works for you.

Combine water with a few drops of essential oils into a spray bottle for a refreshing room mist. This solution can even be used on most fabrics--however, just like with an oil diffuser, make sure you don’t put too many drops of essential oils in your solution to protect your fabrics.

Cleaning solutions

Cleaning supplies can get expensive very quickly. Fortunately, the ingredients to make a simple all-purpose cleaner are cheap and can make over a gallon of solution that you can keep refilling as needed.

Vinegar and water-based cleaning solutions often incorporate a few drops of essential oils like peppermint, lemon, and other fresh, “clean” smelling scents.

The best part? These solutions are made from non-toxic ingredients that can typically be used on your countertops, inside microwaves, and on other surfaces that food may come into contact with.


A quick warning: essential oils are made by distilling vast amounts of plant material into very concentrated oils. This means that the oils are exponentially more potent than their plant counterparts. Overuse can easily cause rashes and irritation, so use sparingly, avoid contact with your eyes when working with oils, and always read instructions before use.




Categories: essential oils   fragrance  




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