Brosnan Realty Group, Inc
Brosnan Realty Group, Inc | 617-787-2860 | kieran@BrosnanRealty.com


Posted by Brosnan Realty Group, Inc on 6/20/2021

If you plan to sell a house, you should allocate time and resources to remove clutter from the attic. By doing so, you can show off the true size of your house and increase the likelihood of a fast, profitable home sale.

Ultimately, there are several best practices to help home sellers declutter an attic, and these practices include:

1. Separate Clutter from Items That You Want to Keep

Your attic may be filled with a wide range of items. As a home seller, you'll want to differentiate attic items that you want to keep from those that need to be removed from your home.

With items that you intend to keep, you should package these items safely. Then, you can store these items neatly in your attic. Or, you can move these items into a storage unit.

For home sellers who encounter a massive collection of attic clutter, there is no need to worry. You may be able to sell or donate excess items that work properly and are in great condition. Furthermore, be sure to dispose of any damaged or broken items immediately.

2. Get Plenty of Help

The temptation to tackle attic cleaning on your own may be overwhelming, but it is important to remember that Rome was not built in a day. Thus, if you try to remove attic clutter on your own, you risk myriad problems along the way.

Attic clutter can range from small and lightweight to big and heavy. If you're operating on a strict timeline, you might struggle to quickly get clutter out of your attic if you work alone. And if you're forced to remove large items on your own, there is a risk of injury as well.

When it comes to decluttering an attic, caution is key. As such, you should enlist the help of family members and friends to ensure you can remove attic clutter quickly and safely.

In addition, if you want to avoid the hassle of decluttering your attic, you may want to hire professional help. With friendly, knowledgeable cleaning professionals at your side, you should have no trouble eliminating clutter from your attic.

3. Consult with a Real Estate Agent

Clutter is a major problem in many attics, and few h





Posted by Brosnan Realty Group, Inc on 6/13/2021

If a seller approves your offer to purchase his or her house, conducting a home inspection likely will be the next step of the property buying cycle. Although you may have the option to forgo a house inspection, you should not avoid this evaluation. Because if you forgo a home inspection, you may wind up purchasing a house that fails to meet your expectations.

Ultimately, there are many reasons to perform a house inspection before you finalize a home purchase, and these reasons include:

1. You can gain deep insights into a house's condition.

A home showing enables you to get an up-close look at a residence so you can determine if a residence is right for you. Meanwhile, an inspection goes one step beyond a showing, as it allows you to work with a property expert to analyze all aspects of a house.

During a home inspection, a property expert will walk through a house and analyze the residence's underlying condition. Then, this property expert will provide an inspection report that details his or her findings.

It is important to assess an inspection report closely. That way, you can learn about a home's condition and decide whether to continue with a house purchase.

2. You can review potential property repairs.

If you want to identify potential house repairs, a home inspection is key. If you conduct a home inspection, you can find out about possible property repairs, review the costs associated with them and plan accordingly.

Of course, if the costs of home repairs are significant, you may want to request a price reduction from a house seller. On the other hand, if various home repairs are simple to complete on your own, you may want to proceed with a home purchase.

3. You can make the best-possible homebuying decision.

Let's face it – buying a home may be one of the biggest decisions you will make in your lifetime. If you make a poor decision, you may suffer the consequences of your choice for an extended period of time.

Thanks to a home inspection, you can gain the insights you need to make a data-driven home purchase. Best of all, you can use a home inspection to perform a full analysis of a house and feel good about your decision to buy a residence.

As you get ready to pursue a house, you should hire a real estate agent as well. This housing market professional can help you prepare for a house inspection and complete other homebuying tasks.

For example, a real estate agent will attend a home inspection with you. And after a home inspection is finished, you and your real estate agent can review the inspection results together. Finally, your real estate agent can offer an honest, unbiased recommendation about how to proceed following a house inspection.

Ready to find and acquire your dream home? Conduct an inspection as part of the homebuying process, and you can learn about a house and determine whether a residence matches your expectations.





Posted by Brosnan Realty Group, Inc on 6/6/2021

You may know that when you buy a home, you should purchase homeowner’s insurance. You may have never wondered if the coverage is required. Usually, insurance will be taken out of escrow and a part of our monthly mortgage payment. You may pay a yearly premium separate from your mortgage payment. Home insurance is a nuisance so if you could find a way around it should you forego it?   


You can legally buy a home without a home insurance policy, but if the house is financed with a lender, the mortgage company usually requires that you have insurance on the property. A lender can also request that your home carry additional policies such as earthquake or flood insurance. There are minimums you must meet based on the value of your home and the lender you do business with. These standards exist so that you as the homeowner will have enough coverage to replace the property should it be a total loss in some type of natural disaster or fire.  


The amount of coverage you need depends on how big the mortgage is that you have taken out. There are certain supplemental coverages that may not be required yet are sensible to carry. These extra coverages include:


Personal liability coverage

Personal property coverage


The good news is that as a homeowner you have a choice. You can shop around and see which insurance companies will give you the best coverage for the lowest price. 


The bottom line is that you shouldn’t risk going without home insurance. Even if your loan company allows you to cancel your home insurance after a certain point, the risk is really not worth saving money. Without coverage or permission to cancel coverage, there is a chance your mortgage company could put your loan into default. 


High deductible, basic insurance policies are better than nothing. If you’re going to pay a premium for home insurance, you should look into getting the coverage that makes the most sense for you and your family. You don’t need over the top coverage amounts, but you should aim for comprehensive protection for your property. The key is to balance the cost of your insurance with the value of the property. If your house burned down, you’d want to know that you could replace your property without worry. If you didn’t have insurance, you could really face some issues. You may not want to pay for home insurance, but you genuinely need it. Make sure you understand your coverages.                





Posted by Brosnan Realty Group, Inc on 5/30/2021

A home seller must consider the initial asking price of his or her residence closely. Because if a home seller sets an unrealistic initial asking price, he or she risks alienating potential buyers.

Now, let's take a look at three tips to help you set a realistic initial asking price for your house.

1. Review the Local Housing Market

The local housing market may favor buyers or sellers. Fortunately, if you analyze the local housing sector, you can differentiate a buyer's market from a seller's market – or vice-versa – and price your house accordingly.

In a buyer's market, there is an abundance of quality residences and a shortage of buyers. And if you're operating in a buyer's market, you may need to price your house aggressively to stir up interest in it.

Comparatively, in a seller's market, there is a shortage of quality residences and an abundance of buyers. In a seller's market, you may be able to generate lots of interest in your house, even if you set an above-average price for it.

Regardless of whether you're operating in a buyer's or seller's market, you should assess housing sector data. Find out how your residence stacks up against available houses in your city or town that are similar to your own. Then, you may be better equipped than ever before to set a competitive initial asking price for your home.

2. Conduct a Home Inspection and Appraisal

By performing a home inspection, you can receive comprehensive insights into your house's condition. Following an inspection, you can prioritize home repairs. Plus, you can use an inspection report to help you determine how to price your residence.

In addition, you can conduct a home appraisal prior to listing your residence. Thanks to an appraisal, you can receive a property valuation. And as a result, you can use this property valuation to price your house appropriately.

3. Consult with a Real Estate Agent

A real estate agent understands the ins and outs of the housing market. Thus, he or she can help you establish the right price for your house.

Ultimately, a real estate agent is unafraid to be honest with a house seller. He or she will teach a seller about the housing market and provide unbiased recommendations about how to price a residence. Best of all, a real estate agent will promote a house to prospective buyers and ensure a seller can get the best price for his or her home.

Let's not forget about the assistance that a real estate agent can provide during a negotiation, either. A real estate agent is happy to negotiate with a buyer on your behalf. As such, a real estate agent can help you optimize your house sale earnings.

For a home seller who wants to determine the right price for his or her house, it helps to prepare as much as possible. If you take advantage of the aforementioned tips, you can establish a competitive initial asking price for your home and boost the likelihood of enjoying a fast, profitable house selling experience.





Posted by Brosnan Realty Group, Inc on 5/23/2021


If you’re considering replacing your lawn with something more sustainable and low-maintenance, there are many options to choose from. Many homeowners hesitate to get rid of their lawn because they will miss the softness and lush green color of grass. Luckily, there are lots of alternatives that can satisfy that same aesthetic demand while still saving you time and money. Here we’ll go over some of the best green (literally) alternatives for your lawn:

Clover

Clover and micro-clover make for an extremely lush and affordable lawn alternative. Clover processes and releases nitrogen back into the soil which not only improves its chemical composition but effectively fertilizes itself. You’ll never need to add fertilizer and it can grow healthy in any quality of soil. Clover is drought tolerant, meaning it can stay green all year with a fraction of the water a grass lawn would need. Dog owners will love clover’s resistance to urine spots, as well. There is very little that can discourage a clover lawn, making it one of the most cost and labor-efficient lawn alternatives available.

Moss

For another evergreen and low-maintenance grass alternative, try moss. Moss is incredibly easy to establish, and though it stays very low, it spreads quickly over large areas after simple initial planting. Moss will create a velvety but tough carpet over the ground that will stay green in the driest of summers. There’s no mowing or fertilizing required and there are lots of varieties to choose from. If you want a particular shade of green you can select from many varieties or even plant a mixture for a wilder natural look. The only real downside of a moss lawn is that it prefers the shade. If your yard is in full sun all year round, moss will struggle against the strong UV rays.

Artificial Turf

Artificial turf has improved drastically the last few decades. It used to be that the term artificial turf meant fake-looking, crunchy and cheap. Modern artificial turf is far more lifelike and even more resilient than its earlier incarnations. The biggest advantage of artificial turf is the durability. There’s a good reason sports team organizations around the world love using turf—it can take a beating! If your lawn is a regular spot for sports or other play, artificial turf won’t let you down in terms of damage control. It’s also practically zero maintenance compared to other lawn alternatives, except for any raking of leaves you might need to do.

Artificial turf, while it has made tremendous improvements, still has some major disadvantages. It’s incredibly expensive, averaging around $20 per square foot. This makes it a huge investment for those with larger outdoor spaces to cover. Drainage is another issue that some homeowners find with artificial turf, especially in wetter climates. If the soil underneath the turf has poor drainage, you might end up with problems in the future. Many choose to install additional drainage underneath the lawn to mitigate this, which of course adds another upfront expense.

These are just a few of the options if you want something green to replace your grass lawn. There is a wide variety of ground covering plants you can use as well as other options like ornamental grasses or creating garden beds. It’s a good idea to consult local landscaping professionals who know the climate and soil where you live, as they can help you gather information to aide your decision-making.




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